POSTERN

Mexico

Residente Permanente por Solvencia Económica. A direct-to-permanent-residence route for retirees and rentiers who clear a much higher bar than the temporary visa.

Free · The law behind every answer · Checked Sep 27, 2026

Residente Permanente por Solvencia Económica

Permanent residence card immediately, no renewal, with work rights included.

Who qualifies

You keep your U.S. citizenship.

1

Does it fit your family?

3 questions, from the program’s own rules.

Steady monthly income, from any source?

Not legal advice.

2

What it takes.

Income
At least $7,430 a month, steady and documented.
Savings
About $298,800.
Time
4–10 weeks for consulate processing plus card issuance in Mexico.
Cost
About $300–600, similar fee structure to the temporary route.
The hard part
The bar (1,140x daily UMA in income, or 45,850x in savings) is high enough that most retirees go through the cheaper temporary visa first and convert after 4 years instead.

Dollar figures are converted from the local currency at the rate the program’s research used; the official figure is in the local currency.

3

Citizens by 2033.

If your first permit is issued in 2027 and you keep living there, this is the road.

  1. 2027
    First residence permit

    10 years, renewable for 10 years at a time.

  2. 2032
    Apply for citizenship

    With a language test and a civics test.

  3. 2033
    Citizenship
Language
Spanish, shown in an exam set by the Foreign Ministry's Instituto Matías Romero.
Civics
An exam on Mexican history and culture. Children, people over 60 and refugees only have to show they speak Spanish.
Time away
The years must come right before the application, on a temporary or permanent residence card. Trips abroad do not break the clock unless, in the last two years before applying, they add up to more than six months.
Two passports
It depends on the rules at the time and on your home country.
  • Permanent from day one; the adult card has no expiry, so no renewals in practice. Citizenship after five years (two for Latin Americans and Iberians).
  • Mexico asks every new citizen to sign a renunciation of their old nationality once the grant is approved (arts. 17 and 19). Mexico does not ask for proof that the home country accepted it, so whether you keep your old passport depends on your home country's own law.
  • Decision time: the Regulation gives the Interior Ministry 45 working days to give its opinion and the Foreign Ministry 90 days after that, about five to six months in all. I found no official figure for how long it takes in practice.
  • 'Latin American country' in the law is not defined. Haiti and Andorra (which is on the Iberian Peninsula) are left off the two-year list.
  • The Foreign Ministry's own naturalisation pages were behind a bot wall, so the exam details come from the Regulation, not the current guidance.
  • How long the decision takes isn’t published; we allow a year.
  • Whether you can keep your current citizenship depends on the rules at the time and your home country.
The law behind these dates
4

Living there.

Time you must spend there
No minimum days are required to keep permanent residence itself, but you must re-enter Mexico at least once every 2 years to avoid the card lapsing.
Tax
More than 183 days a year in Mexico makes you a tax resident on worldwide income.

We never file a tax return. We tell you what applies and brief the professional who does.

5

Start today.

  1. Confirm your home consulate's own permanent-residency solvency figures before filing; they vary from the general estimate.Open mexperience.com ↗
  2. Round up the papers.
    • Proof of steady income: at least $7,430 a month
    • Request your FBI Identity History Summary
    • Health cover for the move
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Or let us run it.

$900for your first year as a founding member. Then $399 a year, automatically.Standard first year: $1,200. Everyone renews at $399.One membership, the whole family. Accounts and activation included.

17 steps, from the first paper to the passport. You do 4 of them: send what we ask for, sign, and show up. We run the rest, and keep every permit renewed on time. Accounts and activation are included, whether you move now or keep the plan ready. Accounts depend on provider availability. Government, record and approved third-party charges are extra.

Run it for my family →
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ISSUED TO

YOUR FAMILY

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